On the technical side 09-12-2017
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NKC Systems Inc.

Computer Repair & Consulting Services

On the technical side 09-12-2017

Equifax, the major credit reporting agency, has been hacked. It is estimated that 143 Million of consumer records have been compromised by the event. Even if you have never heard of Equifax, you could be affected.

What is the big deal? All the information needed to identify you that would allow someone to pose as you for a loan was stolen. Even if you never use a credit card or do any online banking, Equifax probably has information about you. You don’t have to consent to a credit card reporting agency having information about you. Criminals can use this information to pose as you for any purpose.

You can do everything to protect your identity information but these large businesses are continually being hacked. If a company wants to maintain privacy information and they are hacked there should be serious fines. This is not a new situation. Are we getting immune to computer hacks?

The hack occurred over a month ago but Equifax didn’t release any information about the hack until last week. It is also very comforting to know that senior management at Equifax sold stock but they supposedly didn’t know about the breach.

If a company wants to benefit from information about the public, they should be forced to pay to play. They are able to generate revenue from your information but they aren’t responsible for information about you being stolen by hackers. What’s wrong with this picture?

Hacks are not new. Why is that these organizations are allowed to say “Whoops! We value your information…” “BLAH, BLAH, BLAH..”? Is the legislature going to get serious about this problem? If these credit reporting agencies don’t care enough to place serious barriers to hackers,  let ‘s make them care. They will care if they are forced to pay fines if they are hacked.

Equifax has set up a website that is supposed to allow consumers to check the status of their information. Attempts to log in and verify your information’s status tells you to log in after a week. This company must be kidding. Equifax waited before they notified anyone about the breach. Consumer information is already out on the black market and most likely being traded to the highest bidder.

We don’t have much choice how to protect our identity and personal information. This is just another incident that illustrates the need for a change of thought regarding privacy. If a credit reporting agency generates revenue from that information, they should be forced to pay damages for identities that have been compromised. Unless there are some serious fines to the companies that lose the information and the perpetrators who steal that information, it will never stop. 



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NKC Systems Inc.

155 Broadway Rd ~ Suite 4

 Dracut, MA 01826


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